There are very good habits you could form to improve your life of prayer. If you are having problems praying at all, just begin very little.
Example: Say “Jesus” first thing in the morning, and last thing at night everyday. i.e after about five minutes prayer. From there increase your praying time.
Again, go visit Jesus in the Blessed Sacrament, ten minutes or less, everyday, the important thing at this point is being consistent and thereby forming these good habits.
Anything you do in the name of God has very good rewards, firstly you will begin to witness great change in your life, not necessarily in finance and other temporal aspects of your life, but in your ability to respond to the Holy Spirit speaking within you.
Form these and other little habits, they indeed help a great deal in this race to heaven.